What This Is: A plug-and-play 13-week rolling cash flow forecasting system with scenario planning, weekly checklists, and a metrics dashboard. Everything you need to see exactly where your cash will be every week for the next 90 days — before a shortfall becomes a crisis.
warningWhy You Need This
Running out of cash is the #1 killer of profitable businesses. You can have $100K in outstanding invoices and still miss payroll if the timing doesn't line up. Most founders check their bank balance reactively — when they're already in trouble.
This kit gives you a proactive early-warning system. No more panic, no more scrambling, no more pulling from personal savings at 11 PM because payroll hits tomorrow.
lightbulbHow to Use This Kit
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Set Up Your Baseline: Enter your current cash balance and list all upcoming inflows and outflows in the Forecast Tracker.
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Run Scenario Planning: Use the 3-Scenario Template to model best, likely, and worst case outcomes for the next 13 weeks.
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Review Every Friday: Spend 15 minutes updating actuals, rolling the forecast forward, and checking alerts.
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Act When Alerts Trigger: Follow the Contingency Plan — accelerate cash in first, then delay cash out, then add cash.
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Track Your KPIs: Use the Metrics Dashboard weekly to spot collection trends and forecast accuracy.
account_balance13-Week Cash Flow Forecast Tracker
The core template: a 13-week rolling tracker with cash inflows, outflows, running balance, and color-coded alert status. Includes confidence-weighted inflow tracking and categorized outflow sheets.
Track weekly cash in, cash out, and running balance with built-in alert thresholds.
device_hub3-Scenario Planning Template
Stress-test your cash position before it matters. Model best, likely, and worst case outcomes side by side — and know exactly which weeks put you below your minimum buffer.
Compare best, likely, and worst case balances week by week.
checklistWeekly Update Checklist & Contingency Plan
A 15-minute Friday ritual to keep your forecast accurate, plus a step-by-step contingency plan for when alerts go red — organized by speed and cost of action.
Review actuals, roll the forecast, and execute contingency steps if alerts trigger.
bar_chartCash Flow Metrics Dashboard
Six KPIs that give you a true picture of cash health: days on hand, collection rate, burn rate, and more — each with a specific improvement lever.
Track the six metrics that matter most — with improvement tips for each.
Tip 1: Automate Data Inputs — Connect your forecast to your bank (Plaid), accounting software (QuickBooks CSV export), or payment processor (Stripe). Updates drop from 45 minutes to 5.
Tip 2: Buffer Your Buffer — If your minimum buffer is $40K, set your alert threshold at $48K (20% above). You want early warnings, not last-second panics.
Tip 3: Separate Operating Cash from Reserve — Two accounts: one for day-to-day, one for emergencies. Only touch the reserve when alerts trigger.
Tip 4: Track Confidence % on Collections — Not all invoices are equal. Apply confidence scores (95% for auto-charge regulars, 40% for large Net-60 invoices) to get realistic forecasts.